Homeowners insurance policies typically don’t cover flood damage, and most people living in Ian’s path across Florida didn’t have a separate flood insurance policy. Inland areas that experienced historic rainfall and catastrophic floodwaters were especially unprepared, according to a CNN analysis of FEMA flood insurance data.
Because usually the catastrophic flooding happens on the coasts, not inland.
In Seminole County, northeast of Orlando, more than 5,200 residential buildings have been damaged by the storm, primarily due to flooding, according to a county spokesperson. “We’ve never had anything to this nature,” said Jay Zembower, a Seminole County commissioner, calling the flooding “a 500-plus-year event of quick rainfall in a short window of time.”
But “a 500-plus-year event” doesn’t … Read the rest
